Insurance premiums won't be the only thing going sky-high after recent flooding - those wanting to rebuild homes can expect their ground floor to be up a staircase.
Councils in cyclone-hit areas say it's too early to know exactly how high people will need to rebuild, if they can, but they are providing the government with updated flood risk areas.
Those in Westport have been through it, where the locals joke it's the place to get on the property ladder.
Amy Williams has the story.
