First-home buyers hit hardest by new debt-to-income ratios

First-home buyers are expected to be hit hardest by new debt-to-income ratios, and the restoration of mortgage interest deductibility for property investors. The new ratios allow owner-occupiers to borrow up to six times their pre-tax income; and investors, seven. Vanessa Williams, from realestate.co.nz, spoke to Corin Dann.