Another episode in our weekly segment Shower Thoughts where we find an expert to answer curious questions about the world and why it is the way it is.
Tonight we're talking about the classic kiwi dream - owning your own home.
But as anyone who has bought or is trying to buy a house knows, there is a myriad of different methods used to make sure the buyer gets the right price.
To explain the advantages and disadvantages, Emile Donovan speaks to Andy Stewart - a veteran real estate agent - from Palmerston North.