Farmers are calling for Kiwibank to enter the rural lending market to boost competition and improve loan options.
This was one of Federated Farmers' key asks in its submission to the inquiry into banking competition last month.
The group says farmers have been disproportionately affected by interest rates in recent years and should have loans made more accessible.
But Kiwibank is hesitant, with four local and one international bank already participating in the market.
Richard McIntyre is the commerce and competition spokesperson for Federated Farmers.