With Christmas fast approaching, the pressure is on to start shopping.
And it's hard not to be tempted by the idea of Black Friday sales or the option to buy now, pay later.
Unfortunately, many people are getting more than they bargained for, racking up festive debt that can take many more Christmases to pay off - if ever.
Sasha Lockley is the CEO of Money Sweetspot and she joins Mihi now.
Sasha Lockley, CEO of Money Sweetspot Photo: Supplied/Sasha Lockley
