Mary discusses suggestions made by a panel of experts at a recent conference on how to improve KiwiSaver.
She's not keen on making the scheme compulsory, and wants to see an end to "total remuneration", which is when employers take their contributions out of employees' pay.
Some aspects of contributions holidays don't work, including its name. And providers could do more to help KiwiSaver members transition into retirement.
Photo: 123rf
