If you're planning on retiring with a little cash to spare to enjoy the finer things in life, a new report suggests you'll need a fat savings account.
Massey University researchers say the average couple will need to top up their superannuation by more than $800,000 to secure a comfortable city retirement.
Another researcher says women and those impacted by Covid-19, may have to settle for less than their dream lifestyle or even what they've been enjoying as a middle income earner.
Anei te kai ripoata a Katie Todd.