The outgoing head of the Financial Markets Authority says there are plenty of hard yards yet to be done to improve finance sector behaviour.
Rob Everett leaves at the end of the month after seven years at the authority to head the Crown owned venture capital NZ Growth Fund.
He says the industry has been less complacent since Australia's banking scandal and the FMA-Reserve Bank survey of local behaviour.
But Everett says there's still a lot of work to do.