Māori housing advocates say red tape and barriers at the bank are stopping whānau building on their own land.
They say its essential Māori can build papakāinga - housing for a community - as Māori continue to be disproportionately affected by the housing crisis.
Here's longform journalist Ella Stewart.
*The audio for this story says there have been 63 Kāinga Whenua loans issued. This is incorrect - there have been 70 issued.
