Twelve months ago the Lismore region of New South Wales was inundated by the biggest flood in modern Australian history.
A survey reveals that nine months after the event, just over half of flood victims were living in the shells of homes that had flooded and a quarter were still in temporary accommodation such as caravans and sheds, or were with friends or family.
Dr Hanabeth Luke was out in a tinny rescuing those trapped by the rising waters.
She is one of the researchers, and told Morning Report producer Zoe Cartwright that, nearly a year after the floods, most people are just making do.
She said an Australian government scheme to encourage tradies to come and rebuild homes would have made a huge difference to the Lismore flood recovery.