So you didn't win $37m on Lotto - but that doesn't mean you won't get lucky.
Every week some Kiwis receive large inheritances or relationship property settlements or find themselves with large amounts of cash after selling a business. But that doesn't mean your worries are over - they might just be different.
Large sums of money can create fear and uncertainty; how should it be spent or invested and who do you trust? Money expert Liz Koh joins Kathryn to talk through some of the things to consider.
Liz Koh is a money expert specialising in retirement planning. The advice given here is general and does not constitute specific advice to any person.