English football faces "the danger of losing clubs and leagues" amid economic challenges "beyond the wildest imagination", says Football Association chairman Greg Clarke.
New Zealand footballer Chirs Wood plays for English Premier League club Burnley. Photo: PHOTOSPORT
The season has been halted indefinitely amid the ongoing Covid-19 pandemic.
Some clubs have placed non-playing staff on temporary leave, while talks continue over the salaries of players.
"Many communities could lose the clubs at their heart with little chance of resurrection," Clarke said.
Premier League chief Richard Masters has also warned of a £1bn loss if the 2019-20 season cannot be completed, and "further losses going forward if the seriousness of the pandemic deepens and extends into the future".
In a letter to Julian Knight, the chair of the Digital, Culture, Media and Sport committee - who accused top-flight football of being in a "moral vacuum" - Masters defended clubs' rights to furlough staff.
Masters wrote: "The furlough scheme announced by Government is meant for the whole economy, including many enterprises which might be regarded as providing entertainment or otherwise dependent on elite talent.
"Not only is our industry facing losses now, but to be realistic, we must also base our plans on full recovery being some distance away.
"Ultimately, the very heavy losses that we face will have to be dealt with or else clubs or other enterprises who depend on football for income will go out of business."
Knight continued his criticism on Tuesday, adding: "It is time for the Premier League to stop defending the indefensible.
"It is frankly laughable to think that clubs are showing restraint on use of government money to pay non-playing staff and flies in the face of public opinion. Liverpool has listened to fans, done the right thing and changed its mind."
'Agree a common cause to save our game'
Speaking at an FA Council meeting, Clarke said: "In the face of this unprecedented adversity, all the stakeholders within the game from players, fans, clubs, owners and administrators need to step up and share the pain to keep the game alive.
"It is time for the stakeholders to agree common cause to save our game. Contribute. Football is a team game and now is the time for teamwork."
The Premier League proposed a 30 percent pay cut for players, but the Professional Footballers' Association says it would harm the NHS.
Top-flight players are set to start negotiations on a club-by-club basis over proposed wage cuts after talks broke down without resolution over the weekend.
With no games being played, Football League clubs are struggling with cashflow issues without ticket sales, as well as matchday and merchandise income.
On Monday, England men's manager Gareth Southgate and women's boss Phil Neville said they would take a 30 percent pay cut.
FA chief executive Mark Bullingham said the financial impact of postponements, including England fixtures, FA Cup matches and Wembley events could be as high as £150m.
Clarke said: "We are committed to finishing the professional football season as this resolves the issues of promotion and relegation together with title winners on merit.
"However, we may not be able to finish the season as football is not our priority - human life is - and we will do as the government directs as the pandemic unfolds.
"Further down the football pyramid, our leagues have requested that the season is curtailed and that decision rests with the FA Council.
"The pandemic will be followed by its economic consequences and all business sectors will suffer.
"We face the danger of losing clubs and leagues as finances collapse."
National League chairman and former FA chief executive Brian Barwick admits the game will change as a result of the pandemic, but insists the "starting point" will be to "protect our clubs".
"Certainly at National League level, we have to look at all the ways we can retain our clubs," Barwick told BBC Radio 5 Live.
"We have 68 clubs across our three divisions and we are concerned about making sure that when we come through this we have 68 left.
"It is going to be tough and tight, so any opportunities that the government give us, or the wider sporting industry gives, or football gives us, we have to take heed of and do the right thing.
"Our clubs range from professional to semi-professional and, in truth, they are absolutely fundamental to the communities they are in.
"The game will have to change and there will be better brains than me to work that out - but the starting point for us is to protect our clubs, our league, while fitting inside the football family.
"The FA chairman spoke strong words but the FA has been working with us to protect our clubs and try to make sure we have three divisions at the end of it."
-BBC
