RNZ's personal finance expert offers plenty of practical advice on getting your house in order, whether it's KiwiSaver contributions, putting aside for a rainy day or understanding risk and return.
Understanding risk and return
New Zealand's share market immediately fell two percent on opening Photo: RNZ / Rebekah Parsons-King
Financial journalist and author Mary Holm looks today at understanding risk and return. In a recent ASB survey, people were asked "which type of savings or investment product gives the best return?" and given a list of possible answers.
Managing and planning your retirement income
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Mary Holm offers insights from a conference on retirement income policies at the University of Auckland’s Retirement Policy and Research Centre.
Changes to KiwiSaver
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KiwiSaver is getting more flexible, and opening its doors to those over 65 – although not completely. Some changes took place on April 1 this year, and others will take place on July 1.
Saving for a rainy day
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Having some money that you can easily access when things go wrong is one of the most important aspects of managing your finances.
The numbers game
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The first is dollar cost averaging, how if you invest regularly - in KiwiSaver or elsewhere - you buy bargains even if you don't realise it.
You can listen to all of Mary Holm's podcasts here.
